Investing in Corporate Bonds in India
Putting money into corporate bonds has become a strategic move for Indian investors wanting to spread their investments and generate stable returns. Thanks to contemporary platforms like Aspero’s bond investing portal, the process is now more available, transparent, and simple to use.
What Are Corporate Bonds
Corporate bonds are debt securities issued by businesses use to raise capital. Investors loan capital to firms and, in return, receive regular interest until the bond matures. These are unlike government bonds and often provide higher returns due to the additional credit risk involved.
Benefits of Investing in Corporate Bonds
1. Better Interest: Many high-yield corporate bonds offer better interest rates than fixed deposits or public sector schemes.
2. Steady Earnings: Bonds provide fixed returns through interest, making them ideal for income-focused investors.
3. Tailored Risk Profiles: By choosing secured and investment-grade corporate bonds, investors can align their risk appetite to suitable investment opportunities.
4. Capital Preservation: For conservative investors, highly rated bonds from NBFCs and other industries can be a secure option.
Steps to Invest in Corporate Bonds
1. Select a Trusted Platform
Start by visiting Aspero’s bond investment section, which offers a curated marketplace of corporate and government bonds.
2. Complete KYC Verification
On Aspero, the onboarding process is safe and seamless. Complete your Know How to Invest in Corporate Bonds in India Your Customer (KYC) requirements to begin investing.
3. Choose the Right Bonds
You can explore a wide range of listed bonds by narrowing down for maturity, coupon rate, issuer type, and risk level. Compare returns and ratings for each bond.
4. Make Your Investment
After selecting your preferred bond, complete the investment through Aspero’s secure payment gateway. The bonds are transferred to your demat account.
5. Track and Manage Your Portfolio
Use your Aspero dashboard to monitor interest payouts, maturity timelines, and portfolio status.
Things to Keep in Mind
1. Credit Risk: Review the company’s credit rating before investing. For low-risk investments, stick to AAA – A rated corporate bonds.
2. Rate Fluctuation: Bonds are sensitive to market rate changes, which can impact resale value.
3. Exit Options: Check if the bond is listed and actively traded for easier exit.
4. Tax Planning: Interest income is taxable. Aspero’s blog offers tips for tax-efficient planning.
Final Thoughts
With the proper knowledge and tools, investing in corporate bonds is not only accessible but highly rewarding. Platforms like Aspero make the process easy — from discovery to execution — making bond investment feasible for both retail and HNI investors.
Whether you're looking to explore secured bonds, build a stable income stream, or diversify across different asset classes, Aspero’s bond investment platform is your one-stop solution.